Surf City, NC 28445 1125 S Topsail Drive
$849,000



30 more






























Presented By: Erica B Anderson with Team Anderson Realty.
Home Details
$10,000 seller flex credit towards closing costs or lender rate buy down with accepted offer by June 7, 2026. Projected gross rental income up to $115,000 per year. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds.
Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike.
The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout.
Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.
Presented By: Erica B Anderson with Team Anderson Realty.
Interior Features for 1125 S Topsail Drive
Bedrooms
Master Bed LevelPrimary Living Area
Total Bedrooms4
Bathrooms
Half Baths0
Total Baths3
Other Interior Features
SmokingYNNo
Air Conditioning Y/NYes
Attic FeaturesNone
BasementNone
Basement (Y/N)No
Fireplace Y/NNo
FlooringLVT/LVP, Carpet, Tile
Furnished Y/NFurnished
Heating Y/NYes
Interior AmenitiesWalk-in Closet(s), Vaulted Ceiling(s), High Ceilings, Entrance Foyer, Solid Surface, Kitchen Island, Ceiling Fan(s), Furnished, Reverse Floor Plan, Blinds/Shades, Eat-in Kitchen, Walk-In Closet(s)
Laundry FeaturesDryer Hookup, Washer Hookup, Laundry Room
Living Area Range1800 - 1999
Total Stories3
Unit Type4 Bedroom Or More
Water HeaterElectric
Other Rooms
Entry Level1
Room TypeFamily Room, Dining Area, Dining Room, Bedroom 2, Master Bedroom, Bedroom 3, Bedroom 4
General for 1125 S Topsail Drive
AccessibilityNone
AppliancesBuilt-In Microwave, Washer, Self Cleaning Oven, Refrigerator, Dryer, Disposal, Dishwasher, Convection Oven, Electric Range
Association AmenitiesNone
Attached Garage No
Carport Spaces0.0
Carport Y/NNo
CitySurf City
Construction MaterialsShake Siding, Vinyl Siding, Wood Frame
CoolingCentral Air, Ceiling Fan(s), Heat Pump
CountyPender
DirectionsFrom NC-210/NC-50/Surf City Bridge, cross bridge, Keep right to continue toward S. Topsail Dr., Merge onto S. Topsail Dr., Home will be on the right. Welcome!
Elementary SchoolSurf City
Full Baths3
Garage Y/NNo
HOANo
HeatingHeat Pump, Electric
High SchoolTopsail
Home Warranty Y/NNo
In City Limits? (Y/N)Yes
IslandOrMainlandIsland
Land Lease Y/NNo
Lease Considered Y/NNo
Legal DescriptionLT 25 PB 8/56 HORSE HAMMOCK BEACH
LevelsTwo
Living Area1810.0
Living Area UnitsSquare Feet
Lot Size Square Feet6098.0
Lot Size UnitsAcres
Middle/Junior High SchoolSurf City
New ConstructionNo
Operating Expense0.0
Other StructuresShower
Parcel Number4234-46-2122-0000
Patio/Porch FeaturesCovered, Deck, Patio, Porch, Balcony, Front Porch, Rear Porch
Pool FeaturesIn Ground, See Remarks
PossessionClose Of Escrow, At Closing
Property Attached Y/NNo
Property SubtypeSingle Family Residence
Property TypeResidential
RoofArchitectural Shingle
Standard StatusActive
StatusActive
Structure TypeWood Frame, Stick Built
StyleOther39
Subdivision NameHorse Hammock
Tax Assessed Value357751
Tax Lot25
Tax Year2025
Taxes$2,969
Total Rooms7
UtilitiesCable Available, Sewer Connected, Water Connected
ViewOcean, Sound, Water
Virtual TourClick here
Waterfront FeaturesSound Side
Year Built2003
ZoningINCORP
Exterior for 1125 S Topsail Drive
Building Area Total1810.0
Crops Included Y/NNo
Exterior AmenitiesOutdoor Shower
Exterior FinishVinyl Siding, Shake Siding
FencingBack Yard, Wood, Fenced
Foundation DetailsOther, Pilings
Frontage TypeSee Remarks
Horse Y/NNo
Lot Dimensions50 x 125
Lot FeaturesOpen Lot, Sound Side, Landscaped
Lot Size Acres0.14
Lot Size Area0.14
Parking FeaturesCovered, Additional Parking, Concrete, On Site, Underhouse
Road Frontage TypeMaintained, City Street, State Road, Paved
Road Surface TypePaved
SpaNo
Total Parking0.0
Water SourcePublic
Waterfront Y/NNo
Additional Details
Price History
Schools
High School
Topsail High School
Elementary School
Surf City Elementary School
Middle School
Surf City Middle School
SQFT • 1,810