Surf City, NC 28445 106 N Oak Drive

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Presented By: Garrett D Cox with Coastal Realty Associates LLC.
  • MLS# 100551394
  • 03/18/2026
  • Request Tour
  • Request Info
  • Beds • 5
  • Full/Half Baths • 3 / 2
  • SQFT • 2,887
  • Garage • 1

Home Details

Welcome to Island Oaks, one of Topsail Island's most coveted neighborhoods, where coastal living truly lives up to its name. Located third row from the beach, and tucked within the Live Oaks this stunning beach house offers a large living space, sweeping ocean and sound views that steal the show--sunrises, sunsets, and salty breezes included. Perfectly positioned in a private, oak-lined community, owners enjoy direct water access with a neighborhood boat ramp, making days on the Intracoastal just as effortless as mornings on the beach. Whether you're boating, paddleboarding, or casting a line, this location is a dream for water lovers. The home features amazing decks on every level, providing multiple outdoor spaces to relax, entertain, and fully embrace island life from sunrise coffee to sunset cocktails. Adding exceptional versatility, the property includes separate ground-floor living quarters complete with a full bath and kitchen--ideal for guests, extended family, or private overflow space. Peaceful, private, and rich in coastal charm, this property offers the rare blend of natural beauty, exclusive amenities, and true Topsail Island lifestyle. A special opportunity to own in Island Oaks--where timeless oaks, tranquil waters, and unforgettable views come together. Professional Photos and Floor Plan coming.
Presented By: Garrett D Cox with Coastal Realty Associates LLC.

Interior Features for 106 N Oak Drive

Bedrooms

Master Bed LevelNon Primary Living Area
Total Bedrooms5

Bathrooms

Half Baths2
Total Baths5

Other Interior Features

SmokingYNNo
Air Conditioning Y/NYes
Basement (Y/N)No
Fireplace Y/NNo
FlooringLVT/LVP, Carpet, Tile
Furnished Y/NNegotiable
Heating Y/NYes
Interior AmenitiesWalk-in Closet(s), Vaulted Ceiling(s), Entrance Foyer, 2nd Kitchen, Apt/Suite, Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
Laundry FeaturesLaundry Closet
Living Area Range2800 - 2999
Total Stories3
Water HeaterElectric

Other Rooms

Entry Level2
Room TypeLiving Room, Dining Area, Bedroom 1, Dining Room, Laundry, Bedroom 2, Bedroom 3, Master Bedroom, Bedroom 5, Studio

General for 106 N Oak Drive

AppliancesElectric Oven, Refrigerator, Dryer, Dishwasher
Assoc Fee Paid PerAnnually
Association AmenitiesWaterfront Community, Beach Access, Maintenance Common Areas, Maintenance Roads, Ramp, Street Lights, Taxes
Association NameIsland Oaks HOA
Attached Garage Yes
Carport Spaces0.0
Carport Y/NNo
CitySurf City
Construction MaterialsFiber Cement, Wood Frame
CoolingZoned
CountyPender
DirectionsFrom NC - 50 South. At traffic circle, continue straight onto NC-210/NC-50/ Surf City Bridge. Keep right to continue onto S Topsail Drive. Turn right onto Sound Dr. Turn right onto N Oak Dr. 10
Elementary SchoolSurf City
Full Baths3
Garage Y/NNo
HOAYes
HOA Fee$150.0
HeatingElectric, Zoned
High SchoolTopsail
Home Warranty Y/NNo
In City Limits? (Y/N)Yes
IslandOrMainlandIsland
Land Lease Y/NNo
Lease Considered Y/NNo
Legal DescriptionLT 14, PB 23/35 ISLAND OAKS
LevelsThree Or More
Living Area2887.0
Living Area UnitsSquare Feet
Lot Size Square Feet6534.0
Lot Size UnitsAcres
Middle/Junior High SchoolSurf City
New ConstructionNo
Operating Expense0.0
Parcel Number4224-92-8324-0000
Patio/Porch FeaturesOpen, Covered, Deck, Porch, Front Porch, Rear Porch
PossessionClose Of Escrow, At Closing
Property Attached Y/NNo
Property SubtypeSingle Family Residence
Property TypeResidential
RoofShingle
Standard StatusActive
StatusActive
Structure TypeWood Frame, Stick Built
Subdivision NameIsland Oaks
Tax Assessed Value428007
Tax Lot14
Tax Year2023
Taxes$5,307
Total Rooms10
UtilitiesSewer Connected, Water Connected
ViewICW, Marsh, Ocean, Sound, Water
Waterfront FeaturesBoat Ramp, Deeded Beach Access, Deeded Water Access, Third Row, Water Access Comm
Year Built2020
ZoningINCORP

Exterior for 106 N Oak Drive

Building Area Total2887.0
Crops Included Y/NNo
Exterior AmenitiesOutdoor Shower
Exterior FinishFiber Cement
FencingNone
Foundation DetailsOther, Pilings
Frontage TypeSee Remarks
Horse Y/NNo
Lot Dimensions50x130
Lot FeaturesWooded, Boat Ramp, Deeded Beach Access, Deeded Water Access, Third Row, Water Access Comm
Lot Size Acres0.15
Lot Size Area0.15
Parking FeaturesAttached
Road Frontage TypePrivate Road, Paved
Road Surface TypePaved
SpaNo
Total Parking0.0
Water SourcePublic
Waterfront Y/NNo

Additional Details

Price History

Schools

High School Topsail High School
Elementary School Surf City Elementary School
Middle School Surf City Middle School

Jonathan Jozak

Price $1,225,000
MLS#100551394
List Date 03/18/2026
Property Type Single Family
Phone 910.524.9471
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